Mackenzie
👤 PersonPodcast Appearances
Well, I'm not there yet. Oh, you will be. Yeah. But I do, you know, I want to go to social work. I want to, like, help foster kids. The pro-life movement is something that's really important to me. So I want to do, like, what I can to help the foster system and, yeah, just, you know, make the future anti-abortion.
Well, I'm not there yet. Oh, you will be. Yeah. But I do, you know, I want to go to social work. I want to, like, help foster kids. The pro-life movement is something that's really important to me. So I want to do, like, what I can to help the foster system and, yeah, just, you know, make the future anti-abortion.
Thank you. Thank you. Great first question.
Thank you. Thank you. Great first question.
Can I get a hat?
Can I get a hat?
Hi, I'm good. How are you? I'm doing great. Good. My name's Mackenzie. It's so awesome to meet you. I think you're awesome. I just wanted to ask, since college is a scam, what should we do if we have to go to school to get a degree? I want to be a social worker, so I need a degree. How can I make the best of my experience here if I'm getting scammed?
Hi, I'm good. How are you? I'm doing great. Good. My name's Mackenzie. It's so awesome to meet you. I think you're awesome. I just wanted to ask, since college is a scam, what should we do if we have to go to school to get a degree? I want to be a social worker, so I need a degree. How can I make the best of my experience here if I'm getting scammed?
Hi, how's it going?
Hi, how's it going?
I'm well, thank you. So I have a quick question. My husband and I, we bought a house in 2020 for an extremely low price, and we got a really good interest rate on it, 3%. It's not in the area that we would like to stay long-term, but we are in debt, so we're not planning on moving right now. My question is, would it be wise to...
I'm well, thank you. So I have a quick question. My husband and I, we bought a house in 2020 for an extremely low price, and we got a really good interest rate on it, 3%. It's not in the area that we would like to stay long-term, but we are in debt, so we're not planning on moving right now. My question is, would it be wise to...
sell our house and because of the market and the work that we've done to it um we would make a significant amount of money off of it um we are we bought it for 70 000 and we're estimating 140 000 selling it and we owe 65 on it currently okay uh what kind of debt oh i'm So we have, obviously, the $65,000 mortgage.
sell our house and because of the market and the work that we've done to it um we would make a significant amount of money off of it um we are we bought it for 70 000 and we're estimating 140 000 selling it and we owe 65 on it currently okay uh what kind of debt oh i'm So we have, obviously, the $65,000 mortgage.
We owe $27,000 on one car, $11,000 on another, and $70,000 on our student loans combined.
We owe $27,000 on one car, $11,000 on another, and $70,000 on our student loans combined.
$166,000.
$166,000.
That is new. That started happening in September.
That is new. That started happening in September.
I mean, pretty quickly.
I mean, pretty quickly.
Yeah, I would say that's definitely possible. The other part of that is my parents are moving, and they are looking to rent out their house now that they're currently living in, and they're moving into another. So I was thinking, what if we rented my parents' home and then used the income from our home to pay off almost everything.
Yeah, I would say that's definitely possible. The other part of that is my parents are moving, and they are looking to rent out their house now that they're currently living in, and they're moving into another. So I was thinking, what if we rented my parents' home and then used the income from our home to pay off almost everything.
We would just have a little bit of student loans left and we can get that paid off in like a few months.
We would just have a little bit of student loans left and we can get that paid off in like a few months.
I like our house, but I don't particularly like the area. We live in town, and I want to be somewhere more secluded. So in the future, we do plan on moving.
I like our house, but I don't particularly like the area. We live in town, and I want to be somewhere more secluded. So in the future, we do plan on moving.
No, but we would definitely be looking for a house. You'd be looking.
No, but we would definitely be looking for a house. You'd be looking.
$590 a month.
$590 a month.
Way to go.
Way to go.
I mean, I don't know the exact number. I'm guessing because of the area, it'd probably be about $1,200 a month.
I mean, I don't know the exact number. I'm guessing because of the area, it'd probably be about $1,200 a month.
Yeah, and we've been paying off debt. We had about $12,000 in credit card debt that we paid off, and we're starting to work on and attack these things, but I got a little excited thinking we could expedite it.
Yeah, and we've been paying off debt. We had about $12,000 in credit card debt that we paid off, and we're starting to work on and attack these things, but I got a little excited thinking we could expedite it.
So it was kind of a process. We actually, we have a one-year-old and we initially were going to go like gazelle intensity. And then I found out I was pregnant and I was not going to get a paid maternity leave. So we paused, decided to save for my maternity leave. So I would say it took us maybe like four months to pay off her credit card.
So it was kind of a process. We actually, we have a one-year-old and we initially were going to go like gazelle intensity. And then I found out I was pregnant and I was not going to get a paid maternity leave. So we paused, decided to save for my maternity leave. So I would say it took us maybe like four months to pay off her credit card.