Julia

Hi, good afternoon, guys. Hey, I really, it's such a pleasure to be able to speak with someone and get some advice.

Oh, thank you. I'm calling to get some advice on retirement, please. I'm 66. My husband, 67. And he's an automotive service director. So we do okay. But as you know, California is so expensive. We bought a home here. And it appreciated in value, luckily. So we have a little bit of equity, but we still owe $300,000 on it. And we didn't buy it at a high price.

Oh, thank you. I'm calling to get some advice on retirement, please. I'm 66. My husband, 67. And he's an automotive service director. So we do okay. But as you know, California is so expensive. We bought a home here. And it appreciated in value, luckily. So we have a little bit of equity, but we still owe $300,000 on it. And we didn't buy it at a high price.

Oh, thank you. I'm calling to get some advice on retirement, please. I'm 66. My husband, 67. And he's an automotive service director. So we do okay. But as you know, California is so expensive. We bought a home here. And it appreciated in value, luckily. So we have a little bit of equity, but we still owe $300,000 on it. And we didn't buy it at a high price.

You know, the thing is, we're still paying it off. He's working. I teach school. I'm not working right now, but I thought maybe it would be a good idea to move out of state. And, you know, get somewhere less and I could work, you know, as a teacher, maybe I'm older. So it's hard to get a position. I already had an offer in Texas. I'm certified there for fourth grade.

You know, the thing is, we're still paying it off. He's working. I teach school. I'm not working right now, but I thought maybe it would be a good idea to move out of state. And, you know, get somewhere less and I could work, you know, as a teacher, maybe I'm older. So it's hard to get a position. I already had an offer in Texas. I'm certified there for fourth grade.

You know, the thing is, we're still paying it off. He's working. I teach school. I'm not working right now, but I thought maybe it would be a good idea to move out of state. And, you know, get somewhere less and I could work, you know, as a teacher, maybe I'm older. So it's hard to get a position. I already had an offer in Texas. I'm certified there for fourth grade.

I turned it down because we were here and I don't know. He just refuses to think about retirement. We have no savings. He's thinking he's going to get Social Security, keep working, put that money into the house payment. I said, well, what are you going to live on? You know, I thought maybe we could start a little business. I'm not talking a dealership.

I turned it down because we were here and I don't know. He just refuses to think about retirement. We have no savings. He's thinking he's going to get Social Security, keep working, put that money into the house payment. I said, well, what are you going to live on? You know, I thought maybe we could start a little business. I'm not talking a dealership.

I turned it down because we were here and I don't know. He just refuses to think about retirement. We have no savings. He's thinking he's going to get Social Security, keep working, put that money into the house payment. I said, well, what are you going to live on? You know, I thought maybe we could start a little business. I'm not talking a dealership.

I told him, because he said, oh, yeah, I have money for that. Well, I like the idea of you guys. A coffee shop or a daycare. Sure.

I told him, because he said, oh, yeah, I have money for that. Well, I like the idea of you guys. A coffee shop or a daycare. Sure.

I told him, because he said, oh, yeah, I have money for that. Well, I like the idea of you guys. A coffee shop or a daycare. Sure.

Hey. I don't know how you're going to spend all that, Julia. I bet there's a very high property tax.

Hey. I don't know how you're going to spend all that, Julia. I bet there's a very high property tax.

Hey. I don't know how you're going to spend all that, Julia. I bet there's a very high property tax.

I don't know. The thing is, you know, he's also afraid that he won't be able to get a home at our age. I know. He won't get a job.

I don't know. The thing is, you know, he's also afraid that he won't be able to get a home at our age. I know. He won't get a job.

I don't know. The thing is, you know, he's also afraid that he won't be able to get a home at our age. I know. He won't get a job.

No. He's thinking about 35, a little less. Okay.