Jeannie
Appearances
The Ramsey Show
Financial Peace Starts With Clear Boundaries
I just need a little bit of encouragement and some clarification on something I heard you say a couple of days ago or weeks ago. I can't remember. I am baby step three. I am struggling with getting rid of that last credit card because I want to buy a house next year, and I do want to do the manual underwriting.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
But you mentioned something about having a credit card, even if you're not using it, is more damaging than not having it. I want my score to be indeterminable, but can that happen if I have a credit card still open on it?
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Okay. I'm already in touch with Churchill, so we're going through stuff, but I couldn't understand how you explained it before the other day, and I just wanted some...
The Ramsey Show
Financial Peace Starts With Clear Boundaries
I think the nerves are coming from just having that cushion or thinking I have a cushion. And I don't want to think that, but I just I'm struggling with myself. It's just a battle.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Don't leave home without it. And I'm 53, so I just started this in January. I'm just like, you know, that stuff has been drilled in me a long time. And you're single. I'm just trying.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Oh, my gosh. Okay, I'm going to do it, y'all.