Jason Tartick
Appearances
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And I think about what would that 80-year-old Jason say to him? And then I wrote it and then I shipped it and I waited for it to come in the mail and it came back. And well, I actually had a friend send it to me and they didn't read it. It was locked. And then I waited and I read it and I still read it when I'm in moments of being disheveled.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And a lot of the things that are in there, you know, some of them are very private, but some of them are like, stop giving a shit what everyone thinks, right? Stop living for everyone else. You have such good character. You care with your heart. What people think and what noise is means shit.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Just continue to be the best version of you and leave an imprint on all like the beauty you believe in yourself. And those are some of the themes.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Yeah, I think something else too that I just read lately that connects to this is it's a speech by Jim Carrey. And he talks about how, you know, like how many thoughts we have in a day, right? We have like millions and millions of thoughts, just quick little things. And these thoughts dictate so many things in our life. They dictate fears and concern and anxiety.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
They choose our direction, how we look, how we act, how we feel, how we talk, how we communicate, how we protect. And he's like, these thoughts though, if you think about it, What is a thought? It's a little bit of a philosophical deep dive, but what is a thought? Like, what actually is it?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And he took like a cup of coffee and he's like, this cup of coffee has more reality than any thought in my head. It's real. I could touch it. I could taste it. These thoughts aren't real. They're these fallacies we build. And the people that I love and the people I think about and the thoughts I'm having, they don't know these thoughts. They're all just these made-up things in our head.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And when you take a step outside... And just be like, it doesn't matter. It's not real yet. Just be you and do you. It puts in perspective that we can allow thoughts that have no existence, that a cup of coffee has more reality than the 999,000 thoughts we have in a day. But it's those thoughts that are shaping our decisions and behaviors. And we need to put that in perspective.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I love it. I think he's a genius. Him and Denzel Washington, like I could listen to him all day, both of them. I'm curious though, especially my podcast Trading Secrets, all we talk about is financial transparency. How much did you write your check for?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Huge. Yeah. I mean, it's funny because like the number in my head, I was thinking if he said 10 million, my head would be like, okay, yeah, you're right. I like 10 million. I'm going to put the 10 million there. And it's so wild how just the most subtle subconscious thoughts and angles can actually dictate what level we'll dream at. And then that level is then what we do to achieve.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Because if you think about like, I think about Getting to that, you know, a goal of mine, financial, I'm very open with financial discussions. That's what I do on my podcast. So if anyone hears this and they're like, why is he talking about that stuff? Because I think we need to break into that stuff.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I think the world is set up for us to say that it's unethical or it's against etiquette to talk about these things. But I think the reason they tell us that is so that we have lack of information. Therefore, people at the top can actually make more money.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
The more we actually talk about this shit, the more comfort we have with money, the better decisions we can make, and the less we can shame people and feel bad about it, which is the current world we live in. So like my goal is to get to $10 million in workable assets. So like around $10 million of essentially liquidity.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Because at that rate, I know that given how much I would want to spend in a year, I can then quote unquote retire. And what does retire mean to me? It doesn't mean stop working. Retire means to me I can trade. truly, truly do whatever the hell I want to dictate for work. What I want to achieve. Is it a non-for-profit? Is it X, Y, and Z? So that's my goal.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
But if you think about 10 million and 300 million, and anyone listening to this that might have thought instantly 100,000, the behaviors and things that you would have to do to achieve those are so drastic. from the day-to-day work to the technical work to even the industry that you would pursue. And it's funny that goes back to our conversation.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
It's our thinking that will dictate our actions and our life is just based on actions and choices. That's it.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Yeah, so I think both of my parents did a really good job at just explaining to me what the value of money is, right? Having a healthy relationship with money. That was first. But it was actually my grandfather who broke through for me. My grandfather was an oral surgeon. He went to Penn, a very bright guy. So, you know, you think about someone like that, he's an outlier with his brain power.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And I only say that because that same man who's an outlier with his brain power, who could do oral surgery work and make a good living, He is the same man that got absolutely crushed by a financial advisor who was unethical and took him for over half of his wealth.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
You can be really good at one thing, you can be really smart with books, but if you don't have an idea of all the things in life that are just important, enough to know to even hire the right people, it can be a detriment. And at 16 years old, I'll never forget it. He walked me up his steps. He had two screens. He popped open his investment account.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And he said, if there's one thing I will make sure that you learn for the rest of your life is that you understand numbers. You understand your numbers enough so that if you work with someone, you know how to hire them. It's kind of like a sommelier. You don't have to be a sommelier to pick a good bottle of wine.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
But if you have a sommelier at a restaurant ordering for you, you got to know enough to make sure that you're not getting taken advantage of. And so he showed me at 16, I saw his whole portfolio, every dollar he had, every dollar was my step grandmother at the time that she had. He talked to me about what will happen when he dies. This will go to your mom. This will go to your aunt.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
This will go to your step grandma. And it was that transparency that made me, it just all clicked. I was like, I'm not going to be afraid of numbers. I'm going to step into them. And so from that day on, I just always had an infatuation with numbers, the transparency behind them and what we can learn from them.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Oh, my gosh. Well, I mean, the biggest discovery, especially when you think about love and money, is that the conversations aren't being had. And when people try to step into the conversations, they are getting terrible responses. And as a result of that, we inherently as animals are saying we're not going to have conversations because when we step into them, it hurts.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
But the reality is the proof is always in the numbers. 50% of relationships, married or cohabitating, don't feel comfortable talking about money. Of the 50% that do feel comfortable talking about them, 75% of them say it leads to material tension. So you have 50% of people that won't talk about it. You take the group that does, 75% of them saying it's leading to tension.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Now we talk about the love aspect. That group, that small group that feels like they can talk about money and it leads attention, over half of them when surveyed said that it had led to massively decreased intimacy. And money reasons are the number two reason behind divorce. So the thing is, is that we continue to skirt. We continue to avoid the conversation. We continue to step around it.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
But at some point, you're stepping into it. And if you're cohabitating or you're married, you've officially stepped into it. And we talk about post-numps and pre-numps a lot. And at the end of the day, everyone out there has a pre-nump. It's your state laws.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
The idea is do you want to protect yourself by customizing those state laws or do you want to keep those based on what was established years and years ago?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
My biggest takeaway with all of it is that we need to get comfortable with talking about what we make, what we spend, what our net worth is, where we have credit, where we want to spend, where we can pull back in our priorities, because it's all about compromise. It's all about compromise. The things you would like to spend on, Heather, are things I might think are the dumbest thing in the world.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And the things I might like to spend on, you might think are a joke. But when you have these conversations, you can say in the middle, like, hey, I understand. It's your friend. That makes you happy. So I'm not going to shame or weaponize it and vice versa. And I think that's what we need to do. Have that conversations. And then when someone gives you their vulnerability, don't you
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
don't you dare use that vulnerability as a weapon or a tool to shame them because it's so hard to open up in the first place.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Prenumps are not at all based on romance. There's no connection to romance in a prenup. When you get married, you're doing a bunch of things. And based on your religion and your beliefs and your character, you're committing to a lot of things. But legally, you're committing to a partnership. And it's also a binding partnership that ties you in as life partners, but also
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
business partners to a certain extent. And so the conversation, first of all, needs to start with, think about anything in life we know that historically has shown us evidence of things we need to be aware of. A very, very simple example. I don't like to judge anybody, but let's call vaping.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
We know from the biggest and best doctors in the entire planet, one of the few things in this world we can all agree on, Vaping is unhealthy for many reasons. We know it. Are people still going to do it? Yeah. We know that the likelihood of it working out in your favor is not good. Unfortunately, what we've learned with divorces is that they happen, and they happen around 50% of the time.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And we also learned that if you've already been married and you're going into your second marriage, your likeliness of another divorce is about 65%. And then if you get married again, it's around 75%. And the likelihood of you remarrying the first person you get divorced with is 6%. So why ignore studies that we have?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And what I'll tell you about prenups is that the biggest thing you want to think about is if a member has a significant set of, let's say, assets or children from a previous marriage or large real estate or ownership in a company or you expect to sell a company, you are going to want to start thinking about prenups.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
But also if you're married to someone like that, you too want to think about prenups because you want to make sure that you have an understanding going into marriage that the life you currently live will still be somewhat similar even if it doesn't work out. It's not a one-way street with prenups.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
It's for both people to be in a better position so there's not gray area entering your relationship, wondering what if, and then terrible toxicity keeping you in that relationship because you don't have answers. So step into it. History tells us we need to step into it. Also, let's quickly just talk about the idea that there is something called a postnup, right?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
So I don't know if you've addressed that on the show, but a postnup is something that maybe you ran out of time to sign a prenup. Maybe you're listening to this and you don't have one. There's all this craziness about planning a wedding and doing all these things. Like it's a tough thing to even think about. But we know that divorce happens.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Let's go. Heather, thank you so much for that introduction. I feel fired up after that. And thank you for having me on.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
So if something has happened in your life where more money is coming in, or let's say your parents are well off and you're going to get some of their inheritance, or you just want to get on top of it today, you can create a postnum after you're married. And that's another way to protect both parties, especially.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
The person that's at home taking care of the family that is sacrificing their earnings in their job so that if the relationship doesn't work out, they're not starting at entry level 101 like they graduated college. They have some type of value for what they brought to the relationship. And staying at home and taking care of the family is a massive value.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
At the end of the day, the reason I even have any form of platform is because I went on a dating show. I opened my life about dating. I introduced my family through ABC. And I talked about like, it's crazy with that show. Get out of here.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I mean, I talked about my grandmother's Alzheimer's and how I'll just never forget the moment that I was with my dad and she couldn't remember my dad's name and the pain in his eyes. But the fact that like, he could still sit there with a smile knowing her best interest was at stake if he held strong. And Like these are deep moments that have like impacted everything about me.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And it's those moments that have led to this platform, which I've been able to pivot in a lot of ways. And I think there's a couple takeaways from that. One, vulnerability is the root of all connection, right? Like the deeper you can go, the more you can connect with people. I've also learned through, you know, that was, of course, on The Bachelorette. Obviously, that relationship didn't work out.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I had another relationship that didn't work out, and now I'm in a new relationship, right? So since bringing that part of my life to the public eye, I've also learned a lot about this space of where things can be really good about doing that, where things could be really bad, some of the negativity, some of the positivity. And it's a learning process.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And like everything, it's a continued learning process. And so what I have learned in, let's just call it the last year, is that the importance of boundaries and privacy, to a certain extent, is so much greater than your ego or trying to get a point across, you know? And I think that goes for people in a public spotlight, private satellite. I think that goes for people in business.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Yeah, I mean, one negotiating tactic I've always learned in my life is you never want to put someone in a predicament with an ultimatum, right? When they feel like they're backed against the corner, they then will just decide and you never know if the decision is going to be ultimately the path you want those people to go. Now, coincidentally enough, I was put in this ultimatum.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I think that goes for people in relationships at any level is that sometimes we let our ego lead and our ego wants to do a lot of things. And there are other times that it's like, Not everything has to be explained, right? Children explain, adults inform. And so I think with maturity, with time, with learning comes growing. And with all this public stuff, I'm going to make mistakes.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I'm never going to be perfect. My goal is, though, to be better today than I was yesterday. And I think that's all you can do.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
You know, I asked this question. I'll never forget. I asked Nick Viall. He's one of the most successful people that have come from the Bachelor franchise. And he, ironically enough, has had so much success. One of the best podcasts truly in the country right now, performance wise. And I asked him, he gets a lot of hate. He gets a lot of hate, but he's very successful.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And he said it really well to me. It was something I'll never forget. And after that, I always ask people in their industry, and there's more lessons I've learned. But what he said was he's a big Green Bay Packers fan. And every day there's a commentator on Monday that will come in after the Packers game, and he will rip them apart. He hates the Packers. He cannot stand them.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And Nick said, I'm a fan of the Packers, and I hate this guy. But every Monday, I'm the first person that listens to his show. And he said, it doesn't matter if people like you or love you. It matters that they want to hear from you. And I started to explore this. And I learned a little bit of Barstool. Barstool has a rule. We don't care what people say in the comments.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
They better be just commenting. And then I looked even further into a business that's been around a lot longer than both of those. It's a multi, multi, multi, multi-billion dollar business. wrestling, WWF, WCW, WWE, Hulk Hogan to wherever we are today. And in that sport, what determines your success is how loud the crowd can be. So they have the fan favorites and they have what's called the heels.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And there could be a show in which the heel goes out there and he's getting beer thrown at him. Everyone's flicking them off and they're screaming at him. And when they sit at their production table, if he got the loudest noise that night, He won the night. And so sometimes it's interesting. It doesn't matter if you're the fan favorite or if you're loved or hated or whatever season you're in.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
So I'm in corporate banking. I got my MBA in accounting and finance. I'm working up the ladder, moving several times. I get this big offer to move from New York to Seattle. I'm 29 and I'm killing it. And then I get offered to go on The Bachelorette, of all things. And I decided to go. And my employer was like, all right, burn through your vacation time.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Sometimes it just, in this crazy space and you hear about these businesses, it's that people are tuning in. And I know that's like blunt and that's harsh and it is what it is, but it's also just the reality of this. So what I've told myself when I deal with haters is one, noise is okay. It's not necessarily a bad thing.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And two, the other big thing I've told myself, and this came from my therapist, no one really knows the truth, right? There's three sides to every story, one side, the other side, and the truth. And you can over-explain, over-explain, over-explain, and you still may never get the truth. And we see this in everything. We see it in business leaders. We see this in politics. We see it in everything.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And so all you can do is just carry yourself with who you are, character and class and be able to put your head to bed at night and the rest will sort itself out. That's what I've tried to tell myself.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
New book. So it's called Talk Money to Me. The idea behind Talk Money to Me was I used to be an underwriter. So I would be the one at the bank that would say, you get the loan or you don't get the loan. And I said to myself, why don't we take these things that we look at at the bank to decide if people get money and have them start talking about it? So basic things to think about.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
You know, what do you earn? Understanding your cash inflow after taxes. What do you spend monthly and annually? What is your current debt status? That's a big one. What is your credit score? What is your net worth? A big thing with mortgage lending, they want to know your debt to income ratio. So understanding that. When do you want to retire? What's your risk appetite is?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And so some of these numbers, I show you exactly how to find them, exactly what they mean, how to track them, how to have conversations about them. And the biggest thing is compromise because none of us have the same financial situation. None of us have the same appetite. None of us have the same income.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And the end of the day, we have to find resolve with the people that we love to come up with solutions as opposed to running from them. But literally, some of these exercises will take five minutes and it'll change your entire life on the way you think about money. And I would say if any of those is the most important, I think net worth is your most important. Because net worth, we all have one.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
We always think net worth, LeBron James, a billion dollars, Taylor Swift, billion dollars. We all have a net worth. And net worth changes every second. If I go buy a cup of coffee, my net worth changes. It's your inflows minus your outflows and your assets and the value of those. And so it's the one number that gives you a true indication of what your current value is today.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I wrote that book for Grandpa Lenny. He's the one that taught me everything. That's who I made it to. But I wrote the book in general for what I'm seeing in a lot of relationships, what I've experienced, and what we're just seeing in our society, which is a lack of financial transparency that is ultimately leading to a lot of sadness and loneliness because we're not having the conversations.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
If there are any issues, there could be repercussions. Well, there weren't any issues. It went really well. And as a result of that, I went back to work. I worked my tail off. And work also was like, hey, wait a second. We got like the little 15 minute buzz here. We're gonna kind of use this guy to go speak over here and do that. And I said, hey, you guys let me go. So I'm gonna do it for you.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Yeah, so the podcast is called Trading Secrets. We'll have to have you on, Heather, but we're talking all things from... unscripted reality stars to comedians, athletes, actors, industry experts, you name it. We are getting all the secrets behind their industry, what it costs to be in the industry, how much they're getting paid for that billboard, how much money they lost on that big investment.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
That's what we talk about. So I always joked around. I say sex stories to call her daddy back in the day is transparency of what actually money is and the numbers on trading secrets. The first book I wrote is the restart roadmap, rewire and reset your career, get it on Amazon. And then the second one was called talk money to me, which is all about that intersection of love and money.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I also have a talent agency. It's fun to not only be a creator, but manage creators. I've had that since 2020. It's called Rewired Talent Management. And on social media, it's just Jason underscore Tartick, T-A-R-T-I-C-K, or on YouTube, TikTok, Twitter, Threads, Instagram, all of this stuff.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Thank you so much for having me, Heather.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
A year after I got off the show, working full time, doing everything, there was a podcast that happened. There was a story that was told about me. By the way, that story was just about an ex and I in a private, like intimate moment, right? And so the reason I share that is because There's nothing wrong with the moment. It was just that it was shared.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And my employer and I didn't come out of my mouth. And my employer was just like, that's it. Like you have an option. Like you're living this social media life out there where your private world's out there. And you're also in this banking world. Make a decision. No more media, no more marketing, no more podcasts, no more branding or restart yourself with this bank.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And you're done and you're in banking. Fair. Well, I was pinned against the wall and I said, I'm going to restart myself outside the bank. And so ironically enough, one of the companies I started was called Restart Consulting. And my first book was called The Restart Roadmap. So that's a little bit about the predicament I was put in. That was back in 2019.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And here we are in 2024, still moving along strong.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
So a couple of things like you look at 18, 19, 20, 21, 22, 23, 24. This was seven years ago. So I also want to put this out there. The risk of making a move into social media and all that back seven years ago was a lot riskier than it is today. So it even it accentuates your question. Like, what the hell were you thinking? Now, when I went on the show.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
The big thing I noticed is, and this gets into like a little bit of therapy work, but my whole entire life, one of the ways that I, a survival tactic for me was being a champion for the world around me and making sure the people I love most felt secure. People I love the most, mom and dad. So, you know, I was captain of the sports team. I was always did the right thing.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I never, ever got in trouble, ever, truly. And I got promoted. I was a yes guy. I just did what I did. And at 29, when I was offered to go on the bachelorette, you know, everyone in my world, parents and family and mentors in charge, what the fuck are you, what are you thinking? No, what are you talking about? And for me, it was the first time when I was like, my gut was like, I want to go.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I want to do this. And so it was one of the first times in a very long time that I made a decision for kind of filling my cup as opposed to everyone else's. And ironically enough, it was that small decision, that small crack that led to this little mini empire I have right now. So it was a high risk. But one thing I did when you talk about finance and just preparing is
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
After the show, I didn't jump ship right away. I waited. I saw the edit. I saw the way people were perceiving it. I didn't jump ship. I got put in a predicament. It was about nine months or so of what I call my double dip earning year where I had a really nice salary coming in with all these benefits, 401k match, all this stuff while making all this money on social media.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And so when you get into the business and finance aspect of it, If people are listening to this and you're trying to make a change in your life, the best way to do it is create some type of financial freedom where you know what your burn rate is. And burn rate is how much cash can you go through on a monthly basis until you would have to go back to what you're doing today.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And when I left, when I made that decision, I knew that I had at minimum, at minimum, a year burn rate to do whatever I wanted if no income came in. And if that didn't work out, I could have always gone back to that road I was on.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Well, I think now more than ever, like if you go back to like 2010 to 2020, you almost needed to be on a show or you had to have something, just like a little spark of luck to get your platform. If you look at 2024, anyone, any day, any time can become viral and their life can change overnight.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
If you have something special, if you're electrifying, if you're educational, if you're engaging, if you're insightful, anything you do that makes you special and you put it out there, it can instantly change your life. We've seen it literally time and time again on the dumbest things in the world. Hawk to a girl being one of them.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I mean, it's literally a Harvard-based business case study how a girl is on a street, she's drinking, she's drunk, she says something funny, and now she's making millions and millions of dollars. Millions. And when you do a base case there, I think there's a little bit of a study to say people are craving authenticity, but they're also craving just like chill vibes.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Like we've gotten so serious with everything lately. And I'm a big proponent of therapy and all the work you're doing, Heather, and you know, your physical work and your mental work and being the best and best, but we've gotten so serious with everything. It's like, We got to just chill a little bit. We got to just like, everyone's got to just enjoy life.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I think we're seeing that in all capacities right now. One thing I think that's really important for people to do is sit with yourself for a week or two. And I want you to just write down in your notepad, your notes on Apple, whatever it is, just write down the things you are naturally gravitating towards. Not what mom, dad, boyfriend, girlfriend, husband, wife, children, anyone alike put it.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
What is your natural gut moving you towards? I don't care if it's reading a book, it's a TV show you're watching, it's something you're cooking, it's something you want to eat, a drink you're dying to have, anything and put it down. And after about two weeks, you're going to have this long list.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And what you're going to notice is that you have natural passions that are gearing you towards those things. And whatever those things are, those can be a roadmap for you to start exploring. Exploring creating content with those things. Exploring careers with those things. Because behind a TV show I like because I really am just interested in it, there's a billion-dollar industry right there.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And I think so often we're in this world where there's so much noise that we lose focus and get in touch with ourselves to understand what we want. And if we don't know what we want, how the hell are we going to find the compass for it? And so that's where I would start. Pay attention to what you're naturally doing. And as a result of that, that can be a blueprint for you moving forward.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
No one really knows the truth, right? There's three sides to every story. One side, the other side, and the truth. And you can over-explain, over-explain, over-explain, and you still may never get the truth. And we see this in everything. We see it in business leaders. We see this in politics. We see it in everything.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Yeah, I mean, I worked my ass off. Like, truly, I worked so hard. And part of my motivation to work so hard is the fact that I never want to go back to that. Like, I remember what that was like, the Sunday night scaries before work. I remember being in meetings miserable.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I remember all the brainpower and creativity and all the things that make me me, not being deployed, but me being put in the box to the expectations that I had to provide. And to me, I like my skin crawls a little bit thinking about that. And those are the reasons why I bust my tail the way I do.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And so what I would say is for anyone that's listening to this, that's thinking about like career steps or what they want to do and how they want to do it. When you go through these experiences and you think about your job, like when I was in finance, write just simple T chart of like, what is it that you really enjoy? What is it that you don't enjoy?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Interestingly enough, the subject matter I enjoyed. I actually liked meeting with business owners and learning about their business and providing solutions for them and talking money and understanding money. What I didn't like was bureaucracy. I didn't like being told I had to be somewhere in a certain seat for so long. I didn't like subjectivity.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
I didn't like someone saying, hey, you did A, B, and C, but we'll decide what your success is. And so I think in life, there's only so much we can control and choices are one of them. But Even to our discussion earlier about intuition, I think the biggest thing we all need to do is everyone needs to go deeper. Yes, you should follow your intuition. And I already said it.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
But you got to go deeper to understand why is your intuition saying what it's saying? How are you connecting your head, heart, and your gut and then deciding what the right decision is? Those are things that I think we truly need. need to step into, need to understand. And so many people in life, like your average age right now, right? Your average life expectancy is around 78 to 82.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
That's a good life. We only have so many ticking moments here and it's gone. And it's like, why are we just coasting through, checking boxes for everyone else but ourselves? And so that's the biggest piece of advice I'd give people is start to work backwards a little bit. Think about top down. What is 78-year-old Jason going to say to myself?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
You know, I wrote myself a letter when I was going through a tough time about a year ago. And when I wrote that letter, I wrote it to myself. I wrote it as an 80-year-old to myself today. And I sent it to myself. I put it in the mail. I don't think I've ever told anyone that. And I still keep it today. When I get lost, I open it up and read, what would 80-year-old Jason want today to think?
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And so that's a practice, too, I'd give everyone and tell people to think about.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
And so all you can do is just carry yourself with who you are, character, and class, and be able to put your head to bed at night, and the rest will sort itself out. That's what I've tried to tell myself.
Creating Confidence with Heather Monahan
Confidence Classic: Open Doors to MASSIVE OPPORTUNITIES and Radically Change Your Financial Future with Jason Tartick, Wall Street Journal Bestselling Author, Founder, and TV Personality
Yeah, well, what I'm saying is I'm putting myself, I'm taking my soul and taking it out of my body and I'm putting it into 80-year-old Jason. And I'm thinking about 80-year-old Jason. He's bald and he's wrinkly and he's old and he's got arthritis. And I'm writing a letter to what he would say to 35-year-old Jason. And it takes a moment to step out, no distractions.