Gabriela (Caller)

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

1990.632

Hi, guys. Thank you for taking my call. So my question is, my ex-boyfriend left me with an RV payment and I do not want to pay it.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2003.161

You guys. So he took it to go work and could no longer afford the payment on it and left it to me last weekend and was like, here you go. Here's the RV with the payment.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2018.107

It is under my name. We were together for 10 years. I got it for him. So he had to go work in the oil field. And we split up about a year ago and he can't afford it anymore. So he brought it back to me and I'm left with it.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2082.293

The balance left is around $48,000. And looking it up, it's worth around $30,000.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2095.33

Basically. For some reason, they took, like, the prices in RVs were just expensive when I bought it and have dropped.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2133.574

Yeah, I have around $10,000 in savings.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2140.539

Well, yes, I have a mortgage. I pay my vehicle, but my vehicle is actually a lease. And I hadn't learned my lesson at the time, but I have a bedroom set under my name that somebody else owes about $3,000 of that. Really no credit card debt.

The Ramsey Show

Face Debt Head-On Before It Destroys Your Family

2189.774

So this year, I'm actually a nurse, and with COVID, I made really good money 2022, kind of gone down some. So this year, I made $133, but it will probably drop again this year because there's no more COVID crisis, so that's just how it works.