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Davin

Appearances

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4037.536

And your range of income during that two years and four months? So we started at $89,000 and we went down to $52,000 for a little bit and then we ended at $107,000. Wow. Nice. What do y'all do for a living? I work in a factory. Mm-hmm.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4074.308

Well, we decided to get married. And once we decided to get married, I think for me just as a husband, I was like, oh, okay, I guess I need to start paying attention to this. And so we sat down to start paying and she had $7,000 in savings and she put it on the debt and then that was enough for me to see and I was happy. I was locked in and we were running from there. Was all your debt?

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4109.848

It was a lot of work, a lot of overtime. Yeah, that was really what it was, about 55 to 70 hour weeks.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4118.316

No, there was weeks that I was nights and she was days and we'd pass each other on the way out the apartment. Wow.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4136.994

So worth it. Definitely worth it.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4156.368

I mean, you're burning the candle, man. You're getting it. I think it was a lot of talks about our future. Just whenever we have kids, the legacy that we want to leave and just having reasons that were bigger than, you know, to keep going than reasons to quit. So I think that was it.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4225.285

A lot of work and then just be willing to sacrifice. We missed out on family events and things like that. But I mean, at the end of the day, it's all worth it because we don't owe anybody anymore. People question your sanity.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4238.109

People thought we were crazy. Oh, that's good for you. But I'm not going to do that.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4267.463

Oh, yeah. I think recently more so now.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4324.773

And my dad, he told me about the show. So I was in the car with him and he was playing the show and he talked about the Ramsey show. And obviously I didn't listen at the time. And so then my mom gave me the Total Money Makeover book. And yeah, it didn't really click to me until we decided that we were getting married. And I was like, oh, I guess I need to take this seriously. Time to man up now.

The Ramsey Show

Building Wealth Is Hard but Being Broke Is Harder

4352.192

Who was your best cheerleaders? Friends, family, parents, grandparents, siblings. Yeah, they're all going to be watching this.