Darlia

at 4.5% interest rate for five years. So we could buy a house on a loan assumption. And that loan assumption came at a rate of 3.125%. So we couldn't let that pass by. So Instead of going to the bank to get $40,000, we loaned it from that while they offered to loan it to us. And we took them up on that offer. So I had a baby in December. And so now I'm staying at home. But before I...

at 4.5% interest rate for five years. So we could buy a house on a loan assumption. And that loan assumption came at a rate of 3.125%. So we couldn't let that pass by. So Instead of going to the bank to get $40,000, we loaned it from that while they offered to loan it to us. And we took them up on that offer. So I had a baby in December. And so now I'm staying at home. But before I...

at 4.5% interest rate for five years. So we could buy a house on a loan assumption. And that loan assumption came at a rate of 3.125%. So we couldn't let that pass by. So Instead of going to the bank to get $40,000, we loaned it from that while they offered to loan it to us. And we took them up on that offer. So I had a baby in December. And so now I'm staying at home. But before I...

I had the baby and I'm staying home now. We got that loan down to $22,401 because we're kind of following the baby steps while we're trying to. So now I'm not working. My husband... is a little iffy about going under $10,000 because currently we have $25,000 in savings. And I'm kind of suggesting, oh, should we just wipe out the loan with them? What does he make? He makes $76,000 a year.

I had the baby and I'm staying home now. We got that loan down to $22,401 because we're kind of following the baby steps while we're trying to. So now I'm not working. My husband... is a little iffy about going under $10,000 because currently we have $25,000 in savings. And I'm kind of suggesting, oh, should we just wipe out the loan with them? What does he make? He makes $76,000 a year.

I had the baby and I'm staying home now. We got that loan down to $22,401 because we're kind of following the baby steps while we're trying to. So now I'm not working. My husband... is a little iffy about going under $10,000 because currently we have $25,000 in savings. And I'm kind of suggesting, oh, should we just wipe out the loan with them? What does he make? He makes $76,000 a year.

spreadsheet, and all.

spreadsheet, and all.

spreadsheet, and all.

Cool.

Cool.

Cool.

Very much. We know where every single penny goes. Okay.

Very much. We know where every single penny goes. Okay.

Very much. We know where every single penny goes. Okay.

Well, wait a minute. I keep telling my husband, I mean, he's just nervous about going under $10,000. Yeah, but the baby... If any emergency comes... Yeah, it's his parents. He's nervous about it.

Well, wait a minute. I keep telling my husband, I mean, he's just nervous about going under $10,000. Yeah, but the baby... If any emergency comes... Yeah, it's his parents. He's nervous about it.

Well, wait a minute. I keep telling my husband, I mean, he's just nervous about going under $10,000. Yeah, but the baby... If any emergency comes... Yeah, it's his parents. He's nervous about it.

Yeah, I've told him that, and he definitely understands. They're amazing people.

Yeah, I've told him that, and he definitely understands. They're amazing people.

Yeah, I've told him that, and he definitely understands. They're amazing people.

I have heard you call so many people dumb that now I'm appreciating that I've gotten to that level.

I have heard you call so many people dumb that now I'm appreciating that I've gotten to that level.

I have heard you call so many people dumb that now I'm appreciating that I've gotten to that level.

Oh, yeah, right, yeah. So how much would you add to it a month?

Oh, yeah, right, yeah. So how much would you add to it a month?

Oh, yeah, right, yeah. So how much would you add to it a month?

About $700, yeah, about $700 a month. Okay. And he's expecting a bonus soon and hopefully a promotion soon.

About $700, yeah, about $700 a month. Okay. And he's expecting a bonus soon and hopefully a promotion soon.

About $700, yeah, about $700 a month. Okay. And he's expecting a bonus soon and hopefully a promotion soon.

Well, we're going to be down to like $3,000 after we pay it. And you got a bonus and you got $700 a month. And is $700 a month if you don't have this payment or currently $700 a month? If we don't have the payment, $700 a month. All right. Yeah.

Well, we're going to be down to like $3,000 after we pay it. And you got a bonus and you got $700 a month. And is $700 a month if you don't have this payment or currently $700 a month? If we don't have the payment, $700 a month. All right. Yeah.

Well, we're going to be down to like $3,000 after we pay it. And you got a bonus and you got $700 a month. And is $700 a month if you don't have this payment or currently $700 a month? If we don't have the payment, $700 a month. All right. Yeah.

And it does freak them out because we were following the baby steps when I was working, and when I found out I was pregnant, we were essentially just dumping money to this loan to them, and it freaked them out. They were like, what are you doing?

And it does freak them out because we were following the baby steps when I was working, and when I found out I was pregnant, we were essentially just dumping money to this loan to them, and it freaked them out. They were like, what are you doing?

And it does freak them out because we were following the baby steps when I was working, and when I found out I was pregnant, we were essentially just dumping money to this loan to them, and it freaked them out. They were like, what are you doing?

I know.

I know.

I know.

Great.

Great.

Great.