Calandra
Appearances
The Ramsey Show
Financial Peace Starts With Clear Boundaries
I have a question about baby step number one. And I kind of want you to give me a bit of a critique on if you think I'm real serious about this or not.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Okay, so I am halfway through baby step number one, working on saving that $1,000. And unfortunately, in my city, well, really in all of Shreveport, Bossier, and some of the architects, our power was out. And so I had to throw away my whole fridge, basically, and refill it. And it set me back a bit. But that's neither really here nor there. The electricity's back on. Great.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
But it's like every time I start to save my money, something like this happens to me. And I'm not really complaining about it. I'm a little frustrated. But I am starting to wonder if maybe I just am not making enough money to What do you make? Right now, I'm making $2,000 a month. I live really, really cheap. I don't have a lot of expenses, but I do have a ton of debt.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
I am making, like I said, $2,000 a month. I pay $650 a month for my rent, a couple hundred dollars a month, like $237 a month for my car, plus another $100 for my insurance, $100 for my phone. You know, things like that. How old are you? I'm about 26.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Yeah, I'm not like one of those loan specialists or anything like that. I just got this job like two months ago.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Well, not two months ago, like in February.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
The day that I started, yep. I'm back in college. I'm going for my associates in business, and then I will get a better paying job, and then I will continue on with my bachelor's in business. How are you paying for the associates? Actually, my job is paying for it. Great, great, great, great.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
Before that, I was a full-time artist, painter, and muralist. I was teaching a part-time job, teaching art to children.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
No, you actually took that job because, uh, I took that job because back in the day I was in school for graphic design and and I was paying for everything out of pocket. I'm the first person in my family to go to college, and when I reached out to get support for not only my family but for my counselors as well, I didn't really get a lot of good support.
The Ramsey Show
Financial Peace Starts With Clear Boundaries
I didn't get very much feedback, and I was doing everything on my own. I think you're amazing.