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Allison

Appearances

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

143.72

That's a great question. Definitely the first one. We thought that she might be diminishing mentally. I still hold that opinion. There are other family members that think she's just the way she's always been. Is there anything left? She told me there's about $5,000 of my grandmother's money left. My grandmother does have income, and that's going to cover her nursing home expenses.

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

171.159

She's actually in hospice now, and I do feel like my grandmother's going to be okay. We've been working with the nursing home to make sure that they're going to continue her care, and it's not going to be too much longer.

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

184.665

My grandmother. My grandmother. Because my mother is a power of attorney for my grandmother, which is how this came out, because I'm like the second in line for a power of attorney. I forget that term right now.

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

212.288

No, she's really in denial at the moment. I've tried to send her budgets. I've tried, you know, stuff from from your website.

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

235.652

Yeah. It's almost like an addict behavior, like I'm kind of waiting for her to hit bottom, and then I'm going to try to scoot her some resources, which is...

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

294.687

Right. I think they're aware because of the conversation I understand with the bank. I do think she's on. I've researched all this. I think she's on. There's like a list. So I think it has been reported to the FBI. Okay.

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

51.454

Hi, thanks for taking my call. I appreciate all the education that you guys provide. Um, my question today is about how to help my mother recover from a romance scam. Um, she recently found out that there's about $1.2 million missing from hers and my grandmother's, um, estate. Um, and it's gone. Uh,

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

78.911

And I know I'm not responsible for my mother's spending, but there's just very few resources out there to help someone as they recover from this kind of scam.

The Ramsey Show

Don’t Wait for Someone Else To Fix Your Life

96.667

Yeah, I don't even think she met him in person. So this got flagged from her bank after she transferred $300,000, and they flagged that. But that was only the biggest transfer. There were a lot of other smaller transactions totaling that I'm aware of, about $1.2 million. How old is your mom?

The Ramsey Show

Your Debt Should Make You Uncomfortable

2492.458

Well, okay, I'm just going to be quick about this. My husband passed away. I'm sorry. Yes, you know what? You had to love him or you had to hate him. It was one or the other. My question is, he hid everything from me. The day he died, I found out we had a sheriff's sale also on that day for my home, and I had absolutely no clue. He hid all the paperwork, everything. Sent me to Atlantic City.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2522.244

Like we had nothing wrong. And so I'm in a pickle. I'm not really sure what I should do about this.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2535.756

September 17th. I also moved my father into my home six weeks prior to that. He was in Colorado. He's been there 56 years. I just moved him back here. And then this happened. So.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2563.485

Yeah, I felt like I got hit by a two-by-four. He's knocked out to the ground. Oh, Allison. Yeah, and I have my three-year-old grandson lives with me and two of my adult daughters because it's very expensive here, you know. The taxes are really, my taxes are 10 grand. I don't even have a quarter of an acre. You know, it's just really expensive. Yes.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2602.423

Okay. I believe he was in the rears for eighty six thousand. He was in a bankruptcy for three years to save the home when he was in the hospital a couple of years ago. And that was fine. He was paying thirty seven hundred dollars into the bankruptcy and twenty four to a regular mortgage. And I guess he just ran out of money and never told me.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2643.265

Well, I have, I don't believe that I owe what they're saying. I know. I understand there's interest in all that. Um, but they, they kind of put us in that position. It's a cop. It's a servicer that has been taken to court many times and, uh, had to pay out millions of dollars for wrongfully taking people's homes. And, um,

The Ramsey Show

Your Debt Should Make You Uncomfortable

2663.035

This is what I was battling for a few years before I stumbled on that when he was in the hospital. So I just wanted to know what is the bottom line? Like, what can I pay to get it out of foreclosure and then possibly just keeping the mortgage and paying that off? I don't even know what I think. How far behind are you?

The Ramsey Show

Your Debt Should Make You Uncomfortable

2685.451

Well, he stopped paying that mortgage or the mortgage and the bankruptcy in January. Okay.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2702.787

I get physically ill opening those statements because of what happened five years ago. They actually told me they couldn't talk to me because I wasn't on the mortgage, but... I was on the mortgage, so they made me behind even more time. And you're sure that you're on it at this point? Oh, I'm positive. I got my own paperwork hidden. It was hidden in the closet.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2763.035

My, my, what I would like to do is at least keep it so that I can sell it because I have, it's worth 620 and I owe, what they say I owe is 320. My mortgage was for 340, 315 years ago.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2809.843

No, I'm not, because I was taking care of my uncle who passed away last Christmas. He was dropped off at my grandson's birthday party. And they're saying, here you go. You get to take care of him. I took care of him for two years, so I didn't work.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2861.072

And I guess I don't know how well that works, but I get 20 grand every September for six years and I can roll it back into it or, you know, use it or whatever.

The Ramsey Show

Your Debt Should Make You Uncomfortable

2878.318

He was making about 11 grand a month.