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Aisha Harris

👤 Person
243 total appearances

Appearances Over Time

Podcast Appearances

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

Uber, when it was first founded, was called Uber Cab. And when they discovered that that would mean that they were subject to all of these regulations that the cab industry was subject to, their strategy was to chop the name cab off. So they were just Uber.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

Uber, when it was first founded, was called Uber Cab. And when they discovered that that would mean that they were subject to all of these regulations that the cab industry was subject to, their strategy was to chop the name cab off. So they were just Uber.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

Uber, when it was first founded, was called Uber Cab. And when they discovered that that would mean that they were subject to all of these regulations that the cab industry was subject to, their strategy was to chop the name cab off. So they were just Uber.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

So what the product is with DoorDash or any of these other food delivery services is that convenience. And honestly, if I'm looking a few steps down the line and I'm thinking, what are the plans for these industries? Tech has been looking at attempts to disrupt the credit score industry for a long time. And they're desperate.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

So what the product is with DoorDash or any of these other food delivery services is that convenience. And honestly, if I'm looking a few steps down the line and I'm thinking, what are the plans for these industries? Tech has been looking at attempts to disrupt the credit score industry for a long time. And they're desperate.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

So what the product is with DoorDash or any of these other food delivery services is that convenience. And honestly, if I'm looking a few steps down the line and I'm thinking, what are the plans for these industries? Tech has been looking at attempts to disrupt the credit score industry for a long time. And they're desperate.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

generating the kind of data that you would need to offer an alternative kind of credit score.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

generating the kind of data that you would need to offer an alternative kind of credit score.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

generating the kind of data that you would need to offer an alternative kind of credit score.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

We saw the same pattern of activity with cab companies and Uber and Lyft, for example. where you had big, deep-pocketed investors who were financing these companies at a loss in order to build up market position and a user base and change people's habits in a really fundamental way into this phone-mediated convenience access.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

We saw the same pattern of activity with cab companies and Uber and Lyft, for example. where you had big, deep-pocketed investors who were financing these companies at a loss in order to build up market position and a user base and change people's habits in a really fundamental way into this phone-mediated convenience access.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

We saw the same pattern of activity with cab companies and Uber and Lyft, for example. where you had big, deep-pocketed investors who were financing these companies at a loss in order to build up market position and a user base and change people's habits in a really fundamental way into this phone-mediated convenience access.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

Yeah, I think Klarna and Affirm and any of these other buy-now-pay-later companies are really inserting themselves as a solution to this problem of how do you pay for the last round of internet services? How do you pay for the rising costs that come with Airbnb and come with Uber and come with the destruction of the previous industries?

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

Yeah, I think Klarna and Affirm and any of these other buy-now-pay-later companies are really inserting themselves as a solution to this problem of how do you pay for the last round of internet services? How do you pay for the rising costs that come with Airbnb and come with Uber and come with the destruction of the previous industries?

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

Yeah, I think Klarna and Affirm and any of these other buy-now-pay-later companies are really inserting themselves as a solution to this problem of how do you pay for the last round of internet services? How do you pay for the rising costs that come with Airbnb and come with Uber and come with the destruction of the previous industries?

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

How are you going to pay for the extra fees that come now at the end of every subscription, every service that you're buying is going to come with these paying back those investors in those services at the last round. And I think Buy Now, Pay Later is a button you can click at the end to make it that much easier to afford those things.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

How are you going to pay for the extra fees that come now at the end of every subscription, every service that you're buying is going to come with these paying back those investors in those services at the last round. And I think Buy Now, Pay Later is a button you can click at the end to make it that much easier to afford those things.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

How are you going to pay for the extra fees that come now at the end of every subscription, every service that you're buying is going to come with these paying back those investors in those services at the last round. And I think Buy Now, Pay Later is a button you can click at the end to make it that much easier to afford those things.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

So it doesn't surprise me that food delivery is a natural for using one of these services, even if we think of consumer credit as traditionally more useful for larger purchases. The way it inserts itself there right at the checkout and is able to do so really naturally in the internet landscape. That's part of the users becoming accustomed to buying things online, to shopping online.

It's Been a Minute
Brittany needs a couch. Should she buy now, pay later?

So it doesn't surprise me that food delivery is a natural for using one of these services, even if we think of consumer credit as traditionally more useful for larger purchases. The way it inserts itself there right at the checkout and is able to do so really naturally in the internet landscape. That's part of the users becoming accustomed to buying things online, to shopping online.

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