Advertisement/Promo Speaker
Appearances
The Ramsey Show
Your Debt Should Make You Uncomfortable
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The Ramsey Show
Your Debt Should Make You Uncomfortable
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The Ramsey Show
Your Debt Should Make You Uncomfortable
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The Ramsey Show
Your Debt Should Make You Uncomfortable
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The Ramsey Show
Your Debt Should Make You Uncomfortable
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The Ramsey Show
Your Debt Should Make You Uncomfortable
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The Ramsey Show
Your Debt Should Make You Uncomfortable
Hey, you guys, I'm not a fan of the big banks, and you probably already know which ones I mean. But I do like credit unions because they're nonprofit organizations that focus on their members. And I'm proud to endorse Fairwinds Credit Union because they share the Ramsey mission of helping people get out of debt. and live generously.
The Ramsey Show
Your Debt Should Make You Uncomfortable
In fact, they design products to help keep you from going into debt in the first place. Fairwinds has been in business for over 75 years and they serve hundreds of thousands of members worldwide. You can feel secure because your deposits are federally insured by the NCUA up to $250,000.
The Ramsey Show
Your Debt Should Make You Uncomfortable
It's easy to join, and Fairwinds partners with more than 5,000 credit union locations around the country, so you can bank in person wherever you live. But if you prefer the online experience, you can log on to Fairwinds and do anything you could do at a physical location. So go to fairwinds.org to learn more. And while you're there...
The Ramsey Show
Your Debt Should Make You Uncomfortable
Look at the combined checking and savings account bundle they created just for Ramsey fans to help you take control of your finances. That's Fairwinds, F-A-I-R-W-I-N-D-S dot org slash Ramsey.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Between Christmas shopping and holiday get-togethers, investing might be the last thing on your mind. But there are certain things you might need to take care of before the year ends. And you don't have to do it alone. The SmartVestor program can connect you with a financial advisor near you.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Whether you've got questions about retirement planning, required distributions, or anything in between, a SmartVestor Pro will walk you through what you need to know. Head to ramsaysolutions.com slash ramsaysolutions. SmartVestor to get connected. Ramsey Solutions is a paid, non-client promoter of participating pros.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Are you working the baby steps? One of the smartest and most impactful changes you can make is to ditch your cash value life insurance plan, if you have one, and replace it with a term life policy. Listen, the only thing a cash value policy is good for is overcharging you for the life insurance and then paying you a crappy rate of return on your overpayment.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Stop wasting your money and really focus on getting out of debt and growing your savings. For over 25 years, I've trusted and used Zander Insurance to find the best rates on term life insurance from the top-rated companies. They keep the whole thing simple. You can apply online or over the phone, and they even have low-cost plans that don't require an exam. Go to Zander.com or call 800-356-4282.
The Ramsey Show
Your Debt Should Make You Uncomfortable
Even if you don't have a cash value policy, if you're one of the 70% of people who have no life insurance or not enough, it's even more important to get this done. 800-356-4282 or Zander.com.