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The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch

20VC: Monzo: The Greatest Turnaround in Tech: From £40M Revenues, Layoffs, Downrounds and Low Employee NPS to $1BN in Revenue, Profitable and 10M Customers with TS Anil, CEO @ Monzo

1037.339 - 1057.47 TS Anil

Two answers for that, maybe. The first is just what that revenue mix looks like, right? So we're targeting and very close to these numbers. We're about a third, a third, a third. A third is transaction-based revenues, interchange, FX, and so on. A third is on-balance sheet lending, when customers take out an unsecured borrowing product from us, a loan or an overdraft or monzo flex.

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