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The Ramsey Show

Your Future Self Deserves Better Choices Today

1765.345 - 1785.622 George Kamel

You'd be debt-free by late January or February instead of March, and then you'd have the emergency fund saved up probably six months after that, if not less, with no expenses. Then we can begin saving up 15%, and then any money beyond that goes to down payment, and then we'll see where we're at in two years. But investing 25 or 30% now, you're going to go, man, I really want a house.

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