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The Ramsey Show

Your Debt Should Make You Uncomfortable

3086.275 - 3108.333 Rachel Cruze

That's why it's so important to have a plan. So before you do anything else, start with a budget. Start with EveryDollar. I love EveryDollar because it's so easy to plan out your spending and keep track of it every month. Plus, most people free up on average $400 in their first budget to go towards their goals. Guys, this can be an amazing year.

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