Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

4126.4 - 4153.853 Tyrone

Hi, I'm starting to work the, well, I'm working Baby Step 2 and I have been using a credit card for all of my like day-to-day purchases and I pay that credit card off every month, but I'm looking to stop using it and I'm just a little hesitant to like start carrying a balance so that I have like the money to just use the debit card for other things and then like have to carry that as I pay that one off too instead of just like