Delayed Gratification Is a Key Ingredient to Building Wealth

4612.153 - 4633.62 Dave Ramsey

Then after that, I would start, I'd make sure you had an emergency fund of three to six months of expenses. After that, I'd start putting 15% of my income away towards retirement in my 401k. And, um, really you should be there within a year, but, um, let's take this year and get the 30 K and build an emergency fund of 20,000 cash. Start talking about maybe buying a house someday.