The Changelog: Software Development, Open Source
The Moneyball approach (Interview)
John Nunemaker
Whereas like, again, my collateral, they're like, what do you wanna do? Like 15 years? Like, I'm like, yeah, that sounds good. Like I'll do a 15 year, I'll lower the payment at the beginning. And then as we grow or as we stay the same, whatever it is that happens, I will just apply more to the payment to pay it off early. But it gives me flexibility because basically I can snap my fingers.
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