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S10 Bonus: Matt Pierce, Immediate (Replay)

434.42 - 457.881 Matt Pierce

If I've got a credit card, the APR, depending on my credit score, can range from 18% to 35%. If I turn to a title or a payday loan, those rates can be as high as in states like Texas, 664% APR for a payday loan. It completely creates this cycle of debt. that unfortunately many Americans simply can't break.

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