LA's Wildfire Disaster, Zuck Flips on Free Speech, Why Trump Wants Greenland

2308.32 - 2328.712 David Friedberg

Here's the problem. There are 50 state insurance commissioners in the US. In order to sell insurance in a state, you have to have the insurance carrier and the policy approved in that state. And the states determine what rate or what price you can charge for insurance. So the state insurance commissions have a couple of goals. Number one is to keep all the insurance companies solvent.