Visa

1898.666 - 1920.934 David Rosenthal

Yeah, because there's another more pernicious way that this type of lending is different than the previous type of lending that B of A was doing. It's unsecured. If you give a customer a loan to go buy the refrigerator, you don't want to go repossess the refrigerator, but push comes to shove, you can go repossess the refrigerator. this whole consumer credit card land is unsecured lending.