Visa

1843.616 - 1866.595 David Rosenthal

And because we're talking about California here, there is a very high likelihood chance. And I think at the beginning, I suspect a 100% chance that the merchant also banks with BOA. So that money is never leaving Bank of America's hands, which frees up more capital, which frees up float, which is just like... The B of A management must have been besides themselves with glee about this.