Aiden from Fayetteville
Appearances
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
So I'm a current University of Arkansas student and I am basically on my own when it comes financially. I'm having to pay for my own rent and basically my necessities to get by. And I'm just really struggling trying to find a balance because obviously I want to focus on my academics, but the troubles with my finances are,
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
have really put me under a lot of intense stress and I could just use some help navigating that.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
Yeah. So I have two jobs right now. I do Amazon delivery and I also am a brand investor for Anheuser-Busch. But the problem with those two jobs is that they aren't really on a set schedule necessarily. It's more of like they just come up with offers during the week and I pick them up.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
On average, I'd say about $25. Okay.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
I'd say weekly before my expenses about $300 to $500.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
It... I'm not totally sure because I have, well, if you want to go through my expenses, I have $700 to pay for rent and then usually about $300 for groceries for the month and other various expenses for gas and things. Do you have a car note? No, I do not.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
My grandpa, before he passed away, he had set up a college fund for me. So I've paid for my college so far, but that money has run out now. So now I only have two years left. I'm going to be forced to take out student loans.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
They want me to be more independent, so they don't really, like, if I ask, they might help me here and there, but they really get annoyed by that, and I don't like having to ask them for money.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
I think they possibly could, yeah.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
Yeah, they don't really feel the same about debt as I do. They are like, take out student loans and i really do not want to do that but you know i'm gonna have to end up doing what i have to do to be able to finish school what degree are you pursuing i'm in finance okay and you have two years left what is the next semester going to cost you Luckily, I'm not originally from Arkansas.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
I'm from Oklahoma, but I was able to get in-state residency, so I'm looking at about $6,000 a semester.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
Yes. I just got a internship as well that will be paying $20 an hour and I'll be able to work lots of hours this summer. So that should be able to help a lot.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
My parents, they live in Tulsa, Oklahoma, and my school is in Fayetteville, Arkansas.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
So I wouldn't be able to live at my parents.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
I have three other roommates.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
That is, yes. I do receive financial aid sometimes. And I have gotten the max Pell Grant for school, but I don't really have any excess from that.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
I do not, no. I'm really just trying to figure out how I can get at least a baby step one.
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
Yeah. The thing is, I just feel like I'm already,
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
so far into this school here and the thing with going back home is there's only one four-year university there and i don't know if i'd be able to get into it or not but that's what i'm saying i want you to look into it because transferring schools it happens all the time like don't get me wrong i get that you're comfortable comfort is a real thing but transferring schools as long as you know that they'll take your credits and you don't have to go back
The Ramsey Show
What Are You Willing To Give Up for Financial Freedom?
Yeah, I definitely would like to explore my options for sure.